User Agreement

Welcome to the web site (“Our Site”) of The International Bond and Share Society (“we” or “us”). This is the user agreement (“User Agreement”) that describes the conditions for using Our Site, including Our Site privacy policy (“Privacy Policy”). Please read this User Agreement carefully, because by visiting Our Site or by purchasing our items, you are accepting the terms of this User Agreement, including the Privacy Policy.

We may revise this Agreement from time to time. If you continue to use Our Site after we post these revisions, this means you have agreed to the new terms.

Privacy Policy

Please review our privacy policy, which is part of this User Agreement and describes how we handle any personally identifying information about our users.

Copyright

All material on Our Site, including text, graphics, logos, button icons, data compilations and software (unless otherwise indicated) is owned by the International Bond and Share Society and is protected by United States and international copyright law. You must abide by all copyright notices and restrictions contained on Our Site.

You agree not to copy, reproduce, distribute, enter into a database, display, perform, create derivative works, transmit, or in any way exploit any part of Our Site, including its computer programs and other coding (“Site Materials”), except that you may download one machine-readable copy of the Site Materials for personal non-commercial use only, and only if you do not alter the text materials or remove any trademark, copyright or other notice displayed on the Site Materials.

Trademarks

The International Bond and Share Society and its logo are trademarks. You may not use our trademarks in connection with any product or service that does not belong to us, nor in any manner that is likely to cause confusion among users about whether we are the source, sponsor, or endorser of the product or service, nor in any manner that disparages or discredits us.

Links, Frames and Metatags

You may link to the home page of Our Site only, and only if the link does not cast us in a false or misleading light. You may not frame the content of Our Site. You may not use metatags or any other “hidden text” that incorporates our name without our express written consent.

Links to Other Web Sites

Our Site contains links to other web sites that we think may be of interest to you. We have no control over these other sites or their content. Make sure that you’re aware when you have left Our Site for another – and that you read that site’s privacy policy before giving any personally identifying information.

Keep Your Login and Password Confidential

Your user login and password are confidential and you should be the only one who uses them. You agree not to permit anyone else to use your login and password to access Our Site.

Disclaimers of Warranties

OUR SITE IS AVAILABLE “AS IS.” TO THE MAXIMUM EXTENT PERMITTED UNDER LAW, WE DENY ALL EXPRESS OR IMPLIED WARRANTIES WITH RESPECT TO OUR SITE OR ANY INFORMATION OR GOODS THAT ARE AVAILABLE THROUGH OUR SITE, INCLUDING WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT OUR SITE WILL BE UNINTERRUPTED OR ERROR-FREE. WE DO NOT MAKE ANY REPRESENTATIONS REGARDING THE ACURACY OR COMPLETENESS OF ANY STATEMENT OR INFORMATION DISPLAYED, DISTRIBUTED OR MADE AVAILABLE ON OR THROUGH OUR SITE OR AVAILABLE THROUGH LINKS ON OUR SITE. WE RESERVE THE RIGHT TO CORRECT ANY ERRORS OR OMISSIONS IN OUR SITE. IF YOU RELY ON OUR SITE AND ANY MATERIALS OR GOODS AVAILABLE THROUGH IT, YOU DO SO SOLELY AT YOUR OWN RISK. ALTHOUGH WE INTEND TO TAKE REASONABLE STEPS TO PREVENT THE INTRODUCTION OF VIRUSES, WORMS, “TROJAN HORSES” OR OTHER DESTRUCTIVE MATERIALS TO OUR SITE, WE DO NOT GUARANTEE OR WARRANT THAT OUR SITE OR MATERIALS THAT MAY BE DOWNLOADED FROM OUR SITE ARE FREE FROM SUCH DESTRUCTIVE FEATURES. WE ARE NOT LIABLE FOR ANY DAMAGES OR HARM ATTRIBUTABLE TO SUCH FEATURES. Limitation of Liability WE ARE NOT LIABLE FOR ANY CLAIM, LOSS OR INJURY BASED ON ERRORS, OMISSIONS, INTERRUPTIONS OR OTHER INACCURACIES IN THE OUR SITE, INCLUDING CLAIM, LOSS OR INJURY THAT RESULTS FROM YOUR BREACH OF ANY PROVISION IN THIS USER AGREEMENT. WE ARE NOT LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES (INCLUDING LOST REVENUES OR PROFITS, LOSS OF BUSINESS, OR LOSS OF DATA) ARISING OUT OF OR IN CONNECTION WITH THE OUR SITE, OUR SITE SERVICES, OR THIS USER AGREEMENT, REGARDLESS OF WHETHER SUCH LIABILITY IS BASED IN TORT, CONTRACT OR OTHERWISE.

Termination

We reserve the right to terminate Our Site and this User Agreement at any time without notice, for any reason, including, in the case of the User Agreement, for your violation of any of these provisions. The Limitation of Liability and Governing Law Sections of this User Agreement shall survive such termination.

Governing Law

This User Agreement will be governed by the laws of the State of New York applicable to contracts made and performed there without regard to its conflicts of law principles.

Severability

If any provision of this User Agreement is deemed unlawful, void or for any reason unenforceable, then that provision will be deemed severed and will not affect the validity and enforceability of any remaining provisions.